Consumer organisation Which? has created new guidelines that can be utilised to help people protect themselves from fraud after it has been found that one out of every ten people are scammed out of their money.
UK consumers lose about six billion pounds every year as a result of fraudulent acts against them, and one of the most commonly used tactics includes an email that is sent out to people telling them that their computer security or bank account has been breached and that they need to respond for help.
Another common scam includes a phone call in which people are asked to give out their bank details over the phone in order to claim a lottery prize. Another scam involves a phone call to a home that tells the home owner that their computer has porn on it, and if they give them a credit card number the porn will be cleaned up remotely. Of course, in both of these cases the fraudsters are simply after credit information.
Richard Lloyd, the executive director of Which? stated that some scams are very complicated and hard to spot at first, but it is important to remember that if something sounds like it is too good to be true then chances are it is. He added that financial and personal details are very vital so if you are ever in doubt it is important to double check that you are offering details to the right person before offering them to anyone.